Debt collector Midland sued for marking letters ‘time sensitive’

N.Y. phantom debt buyer, collector banned from collection industry

Midland Credit Management, one of the country’s biggest debt collectors, on Tuesday was hit with a proposed class action accusing it of creating a false sense of urgency for debtors by labeling letters to them as time sensitive.

Plaintiff Christina Gabriel said in a complaint filed in Los Angeles federal court that Midland violated the Fair Debt Collection Practices Act when in November it attempted to collect a debt from her by sending her an envelope labeled “time sensitive.”

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